Germany: Payout ratio in online casinos

Especially as a new casino visitor, you want to gain experience in online casinos and will you often wonder what this term of payout ratio actually means?

Most of the time we see numbers around 95% or more and certainly think “well, that’s something”. It is, and here we explain exactly what this term means and how it can not influence your luck, but in any case, which casino game you choose when you are out to win. Even if you’re playing for fun and looking for excitement and entertainment, it’s even more fun when the big winnings appear all at once on the screen, and you might be able to fulfil your big dream or at least improve your lifestyle a bit.

Payout ratio in online casinos

There are independent testing institutes, so-called gaming commissions, which examine the payout rates in online casinos in Germany, check, verify and validate them. As a result, there is a certificate or a quality seal, which the casino then publishes on its website and thus makes available to its visitors if it is a reputable provider. If you as a casino visitor see this Aval, you know that you can play here confidently and that your real money has landed in a good place.

So how is this payout calculated exactly for casino games? For example, what does a casino payout rate of 95% mean? This is calculated as follows: 95% of all casino players’ deposits are paid out as winnings to the players. If you think that the casino can then hardly earn anything, this is a valid thought, but for the casino, it is a pure volume business. A casino earns little per game, but there are so many games, and players that it quickly disappears and the casino makes good profits. It can also not pay less, because the players would quickly lose their motivation and either change the casino or look for a new potential source of income.

Difference between bet and deposit

In order to explain the payout ratio accurately, you need to understand the difference between a deposit and a wager. A deposit at an online casino is a deposit made to fund your account. For example, if you deposit $100, you can wager that amount at various slot machines for $100. So a wager is what you wager per spin on a slot or per game round on Baccarat or Roulette so that you can win on this machine. So the deposits are not directly related to the payout percentage, but the stakes on each game. For this reason, the payout ratio is calculated per game category.

A specific example of the payout ratio

In this example, a slot machine will receive a total of €10,000 in bets for 24 hours. For example, the winnings total €9,500 when the game is examined. So here is the payout ratio of 95% that will be announced.

For slots, the payout rate is about 95 to 96% on average depending on the game, and for roulette, it is about 2 to 3% higher. In roulette, the house advantage of the various variants of roulette must also be included in the calculation. With American Roulette, there is the common double zero, and thus the house advantage is higher and the payout ratio lower than with European or French Roulette.

Conclusion about the payout ratios

Be sure to choose casino games with a high payout ratio where you play online in real money casino. There’s no good reason, except perhaps your preference for a specific game or slot theme, why you should invest your money in a low payout game. The higher the payout rate, the higher your odds and points!